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> Office of Legal Counsel
FAQ -- Liability for Injuries
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- Can I be held personally liable for injuries that I may cause while I am
on the job, even if I didn't mean to cause them?
- Yes, everyone is responsible for their
own negligence or other wrong-doing that
causes injury to another's person or
property. However, if those injuries
occurred in the course and scope of
your employment, i.e., while you were
performing your job, you may be
protected.
- Do I need to purchase Liability Insurance?
- Probably not. All employees are
covered by the State's self insurance fund, so
long as the injury was not caused
intentionally and so long as the injury resulted
from the performance of their job,
i.e., the injury occurred in the course and
scope of your employment. If you are
a professional engaged in consulting
services, you should purchase
appropriate professional insurance to cover you
while engaged in consulting.
- What about legal representation?
- The University will appoint an attorney
to defend you in lawsuits against you for
injuries and damages you are alleged
to have caused while acting in the course
and scope of your employment.
- Are students covered by the state?
- As a general rule, a student
will not be covered by the provisions for defense of
state employees or by the
University's liability insurance, unless, at the time of
the incident, the student was acting
in the course and scope of his or her
employment as an employee or agent of
the University. Students who are being
paid by the University for work which
is of benefit to the University, either in an
assistantship or in work-study, or
some other regular employment capacity, will
probably be treated as though they
were state employees entitled to coverage.
There are always exceptions to these
rules, so please contact Legal Counsel if a
question arises in this area.
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