Farm Credit Systems was established in 1917 by Congress.  Presently, they have grown to be

the largest single provider of credit to American Agriculture.  Farm Credit Services are part of Farm

Credit Systems with eleven locations in Montana.  The Northwest Farm Credit Services consist of

five states; including Montana, Idaho, Washington, Oregon, and Alaska.  They have a total of forty-four

locations with the headquarters located in Spokane, WA.  The members are the customers who buy

stock when they take out a loan.  The bigger the loan the more stock they own.  One member-one

vote is practiced.  The Board of Directors consist of four members who each serve three year terms

and have quarterly meetings.  Farm Credit Services is a specialized Agriculture lending company

which offers a wide range of products.  They have competitive interest rates and structure loans to

meet their member's needs.  In the future, they hope to increase the use of technology to improve

service and cut costs.