Indian Health Service

Indian Health Service offers health services to any individual who is a member of a federally recognized tribe.

 The Indian Health Services hospitals and clinics offer the services necessary to help with diabetes care.

 Contract health service provides financial assistance when the physician refers the patient to some other hospital for treatment not offered at the I.H.S. hospital. The patient's treatment would have to be approved by all top officials at a medical round table where the officials discuss each individual case without knowing the individual names.

 Contract health service will cover the difference after a patient uses their private insurance to cover their bills at a non I.H.S. hospital. 

 Contract health service is only available after I.H.S. takes a look at the budget and decides whether it has adequate funds and who needs the care sooner.

In some cases, if the individual does not have any type of insurance, I.H.S. will cover the expense bill.

 

Health Insurance

The best insurance plan is one that covers as many diabetes-related expenses as possible.

Glossary

Private Insurance- Insurance paid by individuals to insure themselves.

  

 Diabetics have what insurance companies call a "pre-existing condition," which means that diabetes is a chronic disease that exists before obtaining insurance. Diabetics are more expensive to insure than a completely healthy person which makes it difficult for them to get insurance.

Gloassry

Podiatrist- A health professional who diagnoses and treats disorders of the feet.

Opthamologist- Physician who specializes in the study of the eye.

 Insurance companies may not pay for all the necessary supplies. Some insurance companies only pay for syringes and not test strips. Because of this, it is better for a diabetic to get a letter from their doctor informing the insurance company that these supplies are necessary.

 Major questions diabetics need to ask their insurer:

          1. What is the annual cost of insurance?
          2. How is it billed?
          3. Does the plan cover diabetes education, medication, medical equipment, supplies, and a dietician?
          4. Does the plan cover visits to specialists: podiatrist, dentist, or opthamologist?

 

 

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