The Graduate School at Montana State University provides this list of healthcare options to help you decide which is the right choice for you. Note that a plan may cover both primary and extended/emergency care, or you may have to utilize two plans for full coverage.

Healthcare Options
 Options Primary Care Extended/Emergency Care
Parents
  • Possible for students who are under 26 and U.S. citizens
  • May have out-of-region restrictions
Deductibles and co-pay vary by plan
UHP (University Health Partners)
  • $240/semester for office visit(s)
  • Automatically enrolled if 7 credits or more
  • Choice if taking 6 credits or fewer
  • Only you can be covered

Not included - need additional BCBS
or Marketplace for extended/emergency care

BCBS (Blue Cross Blue Shield)
  • $2338/semester for continuing students
  • Deductibles & co-pays
  • Only you can be covered
Deductibles and co-pay vary by plan
Healthcare.gov Marketplace
  • Gold, silver, & bronze options
  • Deductible and co-pay vary by plan
  • Family & dependent options
Deductibles and co-pay vary by plan

A flexible, affordable option for single students may be UPH for primary care with Navigator at
Healthcare.gov to discuss extended/emergency options.

*charges may apply for other services.

You can find a downloadable version of this Healthcare Option chart as a PDF.