Respondent ID
State
Census Division
Census Region
Please enter your 5 digit home zip code.
What is your gender?
What is your age?
[GENDER/AGE NET]
Which of the following best describes your race or ethnicity? - White or Caucasi
Which of the following best describes your race or ethnicity? - Black or African
Which of the following best describes your race or ethnicity? - Hispanic or Lati
Which of the following best describes your race or ethnicity? - Asian
Which of the following best describes your race or ethnicity? - Native Hawaiian
Which of the following best describes your race or ethnicity? - American Indian
Which of the following best describes your race or ethnicity? - Other
Which of the following best describes your race or ethnicity? - Prefer not to sa
[ETHNICITY]
What was the highest level of education that you completed?
What is your marital status?
Which of the following describes your current living arrangements?
[MARITAL STATUS VARIABLE]
How many children do you have who are financially dependent on you [or your spou
What is your [household's] approximate annual income, including wages, tips, inv
Have you ever been a member of the U.S. Armed Services, either in the active or
When did you complete your service in the military?
Did you retire from the military?
What was your most recent military service branch and component?
Has your spouse ever been a member of the U.S. Armed Services, either in the act
[QUESTIONNAIRE VERSION VARIABLE]
[MILITARY RESPONDENT VARIABLE]
Which of the following best describes your current employment or work status?
[In addition to your main employment, did you also do other/Did you do any] work
Which of the following best describes your [spouse's/partner's] current employme
[HOUSEHOLD RETIREMENT STATUS]
What is your [spouse's] military service branch and component?
Are you a part-time student taking courses for credit?
Which of the following best describes the school you are attending?
Who in the household is most knowledgeable about saving, investing and debt?
What was the highest level of education completed by the person or any of the pe
Overall, thinking of your assets, debts and savings, how satisfied are you with
When thinking of your financial investments, how willing are you to take risks?
Over the past year, would you say your [household's] spending was less than, mor
In a typical month, how difficult is it for you to cover your expenses and pay a
In the past 12 months, which one of the following best describes your [and your
Have you set aside emergency or rainy day funds that would cover your expenses f
Are you setting aside any money for your children's college education?
Have you ever tried to figure out how much you need to save for retirement?
Before you [your spouse/partner] retired, did you try to figure out how much you
In the past 12 months, have you [has your household] experienced a large drop in
How confident are you that you could come up with $2,000 if an unexpected need a
How would you rate your current credit record?
How strongly do you agree or disagree with the following statements? - I worry a
How strongly do you agree or disagree with the following statements? - Thinking
How strongly do you agree or disagree with the following statements? - Discussin
How well do these statements describe you or your situation? - Because of my mon
How well do these statements describe you or your situation? - I am just getting
How well do these statements describe you or your situation? - I am concerned th
How often do these statements apply to you? - I have money left over at the end
How often do these statements apply to you? - My finances control my life
If you were to set a financial goal for yourself today, how confident are you in
Do you [Does your household] have a checking account?
Do you [Does your household] have a savings account, money market account, or CD
Do you [or your spouse/partner] overdraw your checking account occasionally?
How strongly do you agree or disagree with the following statement? - I would fe
How often do you access your checking or savings account in the following ways?
How often do you use your mobile phone to pay for a product or service in person
How often do you use your mobile phone to transfer money to another person?
How often do you use websites or apps to help with financial tasks such as budge
In the past 12 months, how often have you taken on a work assignment through a w
Do you [or your spouse/partner] have any retirement plans through a current or p
Were these plans provided by your employer or your [spouse's/partner's] employer
Are any of these retirement plans the kind where you [or your spouse/partner] ge
Do you [or your spouse/partner] have any other retirement accounts NOT through a
Do you [or your spouse/partner] regularly contribute to a retirement account lik
In the last 12 months, have you [or your spouse/partner] taken a loan from your
In the last 12 months, have you [or your spouse/partner] taken a hardship withdr
Not including retirement accounts, do you [does your household] have any investm
Over the past 12 months, approximately how often did you buy a lottery ticket?
Do you currently have a will?
Do you receive either Medicaid benefits or food stamps/SNAP?
Do you [or your spouse/partner] currently own your home?
Do you currently have any mortgages on your home?
Do you have any home equity loans?
Do you currently owe more on your home than you think you could sell it for toda
How many times have you been late with your mortgage payments in the past 12 mon
How many credit cards do you have?
In the past 12 months, which of the following describes your experience with cre
Thinking about when you obtained your most recent credit card, did you collect i
Do you [Does your household] currently have an auto loan?
Do you currently have any unpaid bills from a health care or medical service pro
Do you currently have any student loans? If so, for whose education was this/wer
Before you got your most recent student loan, did you try to figure out how much
How many times have you been late with a student loan payment in the past 12 mon
Are you concerned that you might not be able to pay off your student loans?
Do you wish you had chosen to go to a less expensive college?
In the past 5 years, how many times have you… - Taken out an auto title loan? Au
In the past 5 years, how many times have you… - Taken out a short term 'payday'
In the past 5 years, how many times have you… - Gotten an advance on your tax re
In the past 5 years, how many times have you… - Used a pawn shop?
In the past 5 years, how many times have you… - Used a rent-to-own store?
Have you been contacted by a debt collection agency in the past 12 months?
How strongly do you agree or disagree with the following statement? - I have too
Are you covered by health insurance?
In the last 12 months, was there any time when you… - Did NOT fill a prescriptio
In the last 12 months, was there any time when you… - SKIPPED a medical test, tr
In the last 12 months, was there any time when you… - Had a medical problem but
How strongly do you agree or disagree with the following statements? - I am good
How strongly do you agree or disagree with the following statements? - I am pret
On a scale from 1 to 7, where 1 means very low and 7 means very high, how would
Were you ever required to take financial education?
Was financial education offered by a school or college you attended, or a workpl
When did you receive that financial education? - In high school
When did you receive that financial education? - In college
When did you receive that financial education? - From an employer
When did you receive that financial education? - From the military
In total, about how many hours of financial education did you receive?
Overall, how would you rate the quality of the financial education you received?
Suppose you had $100 in a savings account and the interest rate was 2% per year.
Imagine that the interest rate on your savings account was 1% per year and infla
If interest rates rise, what will typically happen to bond prices?
Suppose you owe $1,000 on a loan and the interest rate you are charged is 20% pe
A 15-year mortgage typically requires higher monthly payments than a 30-year mor
Buying a single company's stock usually provides a safer return than a stock mut
For NATIONAL totals:  weight within nation by age/gender, ethnicity, education,
For DIVISIONAL totals:  weight within each Census Division by age/gender, ethnic
For STATE totals:  weight within each state by age/gender, ethnicity, education