Megachile frigidus
This is a Western leafcutting bee. Depending on the species, leafcutting bees dig small burrows in the soil, sand, or rotting wood. They then build tubular cells for their larvae out of leaves. Adults are most visible flying from July-August.
Order: Hymenoptera
Family: Megachilidae
Species: Megachile frigidus or perihirta
Photograph: © 2018 RKD Peterson
Date of Photograph: 15 July 2018
Location: Montana, Gallatin Co. (45o20'53" N 111o10'31" W)