The Graduate School at Montana State University provides this list of healthcare options to help you decide which is the right choice for you. Note that a plan may cover both primary and extended/emergency care, or you may have to utilize two plans for full coverage.

Healthcare Options
 Options Primary Care Extended/Emergency Care
  • Possible for students who are under 26 and U.S. citizens
  • May have out-of-region restrictions
Deductibles and co-pay vary by plan
UHP (University Health Partners)

Visit University Health Partners

  • $240/semester for office visit(s)
  • Automatically enrolled if 7 credits or more
  • Choice if taking 6 credits or fewer
  • Only you can be covered

Not included - need additional BCBS
or Marketplace for extended/emergency care

BCBS (Blue Cross Blue Shield)

Visit Blue Cross Blue Shield

  • $2338/semester for continuing students
  • Deductibles & co-pays
  • Only you can be covered
Deductibles and co-pay vary by plan Marketplace

Visit Marketplace

  • Gold, silver, & bronze options
  • Deductible and co-pay vary by plan
  • Family & dependent options

The state of Montana has a non-profit agency, the ACA Navigator, who can help any person living in Montana find affordable health insurance. This non-profit has a federal grant to provide free navigation services. Graduate students may be eligible for subsidies that may assist in paying monthly premiums. You can contact a Montana Navigator at (406) 430-0005 or visit them online at

Contact them if you are curious about your health insurance options and how to combine the services of University Health Partners at MSU with insurance.

Deductibles and co-pay vary by plan

A flexible, affordable option for single students may be UPH for primary care with Navigator at to discuss extended/emergency options.

*charges may apply for other services.

You can find a downloadable version of this Healthcare Option chart as a PDF.