Healthcare Options
The Graduate School at Montana State University provides this list of healthcare options to help you decide which is the right choice for you. Note that a plan may cover both primary and extended/emergency care, or you may have to utilize two plans for full coverage.
Options
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Primary Care
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Extended/Emergency Care
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Parents
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Deductibles and co-pay vary by plan
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SHP (Student Health Partners)
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Visit Student Health Partners
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Not included - need additional BCBS |
BCBS (Blue Cross Blue Shield)
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Visit Blue Cross Blue Shield
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Deductibles and co-pay vary by plan
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Healthcare.gov Marketplace
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Visit Healthcare.gov Marketplace
The state of Montana has a non-profit agency, the ACA Navigator, who can help any person living in Montana find affordable health insurance. This non-profit has a federal grant to provide free navigation services. US graduate students may be eligible for subsidies that may assist in paying monthly premiums. Note, to help with potential subsidy, you should select "not eligible for employee health insurance" if your only insurance option is MSU. You can contact a Montana Navigator at (406) 430-0005 or visit them online at www.acanavigator.com. Contact them if you are curious about your health insurance options and how to combine the services of Student Health Partners at MSU with insurance. |
Deductibles and co-pay vary by plan
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International students
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There are a range of options.
2) Lewer Global https://lewerglobal.com/f1-student-health-insurance/
3) ISI "Student Defender" https://www.internationalstudentinsurance.com/student-defender/
4) ISO Compass PPO https://www.isoa.org/compass_ppo
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Deductibles and co-pay vary by plan.
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A flexible, affordable option for single students may be SHP for primary care with
Navigator at
Healthcare.gov to discuss extended/emergency options.
*charges may apply for other services.